| It depends on whether you are looking 
      at it from the viewpoint of Joe public or an accountant! 
      Joe Public: "I can make phone calls for free using 
      VoIP" 
      Accountant: "I can make phone calls for free if I 
      was using YOUR internet connection which YOU are paying for, else it's 
      costing me money." 
      Strictly speaking the accountant is right, you 
      are paying for it by having to have an internet connection, plus you will 
      probably buy a headset or USB phone....but we don't all look at it from 
      that viewpoint. Your internet connection is something you had already, 
      right? therefore anything you can get for free on top of that is a bonus. 
      If you were to replace your existing phone line 
      and only use VoIP for making calls then you could save money, if you were 
      planning on a 2nd phone line then again it could save you money 
      (especially if you were to use a service such as VoIPUser) 
      If you were to just use the free VoIP services to 
      keep in contact with friends and family around the globe then you could 
      save a packet, you bill could go from ����� to Zero. 
      It depends how canny you want to be. 
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